Unsecured Line of Credit Rates
Rates effective MAY 11, 2012
Product
APR*
Terms
Daily Periodic Rate
VISA Platinum Preferred
As Low As 9.50% on Purchases and Cash Advances
No Annual Fee Maximum Limits $10,000.00
0.026027%
VISA Classic
Credit Card
As Low As 12.50% on Purchases and Cash Advances
No Annual Fee Maximum Limits $7,000.00
0.034247%
VISA Business
As Low As 9.50% on Purchases and Cash Advances
No Annual Fee Maximum Limit: Please contact us
0.034247%
VISA Classic Secured
Credit Card
As Low As 12.50% on Purchases and Cash Advances
No Annual Fee Maximum: Amount Pledged + 20%**
0.034247%
Closed-End Unsecured Signature Loan
9.09% APR
Up to a 48 Month Term
Minimum Payment $25.00, Maximum Amount $5,000.00
0.024904%
Open-End Unsecured Line of Credit
9.09% APR. 5-Year Max. Draw Period
Min. Pmt. $25.00, 48- mo. term, Maximum Amount $5,000.00
0.024904%
Note: All Loan Interest Rates are subject to change at any time with out notice. Business funding subject to small business funder approval. See the "Line-of-Credit Agreement & Disclosure" for FULL account disclosures. Credit cards offered by Health Associates FCU are secured by shares on deposit in your account except as prohibited by law.
Note: Your Rate may Differ Depending on your Personal Credit Score. Prime Rate is currently 3.25% APR.
*Annual Percentage Rate
**Percentage of transaction amount. Some merchants and ATMs not owned or operated by the credit union may assess additional fees.