Savings Accounts

The Prime Share Savings Account is the cornerstone of credit union membership. Each member must maintain a minimum of $25.00 in a Prime Share Account to be eligible for any credit union services or loans. So, because you already have a savings account, it is a perfect vehicle for building savings for the future. And, you can add other financial services to make your life easy. Make depositing easier by signing up for payroll deductions or direct deposits.

 

Apply for an ATM Card and enjoy the freedom of knowing you can access your accounts at hundreds of ATM locations around-the-clock throughout California and nationwide as well. Most ATMs at 7-Eleven Stores are free for Health Associates' members. And most ATMs of the CO-OP Network are also free to Health Associates' members.

 

The par value of a share in the Health Associates Federal Credit Union is $25.00. This is not a fee.

 

Share Dividend Rates*

(Effective July 1, 2012)

 

 

Savings/Shares*

APY*

Terms

 

Prime Share Account

0.05%

Minimum Balance $25.00

 

Youth Prime Share Account

0.25%

0.15%

 

Up to $1,000.00

>$1,000.00

Minimum Balance $25.00

 

Money Market Account

0.050%
0.050%
0.125%
0.150%
0.200%

$2,500.00 Minimum
$2,501.00 - $25,000
$25,001.00 - $50,000
$50,001.00 - $75,000
$75,001.00 and Up

 

 

 

IRA Share

0.050%
0.050%
0.125%
0.150%

$50.00 Minimum

$50.00 - $25,000.00
$25,001.00 - $50,000.00
$50,001.00 and Up

 

 

 

 

Holiday Club Accounts are dispursed on the 1st of each November. Penalty applies for early withdrawal.

 

               Holiday Club

 

0.050%

Disbursed Yearly on November 1st

 

*Notes: All rates presented are APY (Annual Percentage Yield).

The National Credit Union Administration is the independent federal agency that regulates charters and supervises federal credit unions. NCUA, with the backing of the full faith and credit of the U.S. government, also operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of nearly 90 million account holders in all federal credit unions and the majority of state-chartered credit unions.

All deposits are insured up to $250,000.00 by the NCUA, an Agency of the Federal Government. IRA deposits are insured up to $250,000.00.